Founded in 1936, North Jersey Federal Credit Union is a member owned, not for profit financial cooperative. This means that unlike a bank, our members own a portion of the credit union allowing them to get the lowest rates for loans, term share certificates and much more! In addition to financial products and services for consumers, North Jersey Federal Credit Union offers a comprehensive line of financial services and products that will meet the needs of your business. If you own a business, you and your employees can take advantage of all the unique benefits that NJFCU has to offer. North Jersey Federal’s goal is to enable our members to have financial freedom and to empower our communities to reach their goals. We pledge to build and strengthen relationships with our members and employees by treating them with dignity and respect.